Licensed in FL
Health insurance in Florida
Jerry Quince is a licensed health insurance advisor in Florida, helping individuals, families, self-employed professionals, and small businesses compare plans and enroll. There's no fee to you — carriers pay the commission either way.
Where Florida residents buy coverage
Florida uses the federal marketplace at HealthCare.gov for ACA plans.
Beyond the marketplace, Florida residents can also buy private, off-exchange plans directly through carriers or a licensed broker. Off-exchange plans don't use premium tax credits, but they sometimes offer wider PPO networks and can be issued outside Open Enrollment.
Coverage we help FL residents with
- Individual and family plans
- Self-employed and 1099 coverage
- Small business and group plans
- Coverage between jobs and COBRA alternatives
- Early retiree coverage before Medicare
- Dental and vision
Areas we serve across Florida
We work with residents statewide, including Miami, Tampa, Orlando and Jacksonville. Plan availability, pricing, and networks vary by county and rating area, so the plans quoted for one metro may look different from another.
What affects your Florida premium
Age, county, tobacco use, household size, and the metal tier you pick drive the price. Household income drives the subsidy. If you want the detail, start with how health insurance costs work and ACA subsidies in 2026.
When you can enroll
Open Enrollment is the main window. Outside it, a qualifying life event — losing job coverage, moving, marriage, a new baby, turning 26 — opens a Special Enrollment Period. See getting covered outside Open Enrollment.
Talk to a licensed advisor in Florida.
Jerry Quince · 7 days · 8am–10pm ET
Plan availability, eligibility, pricing, benefits, provider networks, and underwriting requirements vary by state, carrier, and individual circumstances. Quince Coverage does not represent every carrier or every plan available in your area. Submitting information does not guarantee coverage, pricing, enrollment, or eligibility.